Sample review — Custom home — interior finishes package

Arden's Take

Generally reasonable — but address these 5 items before signing.

Quote total
$1,284,000
Items requiring clarification
7
Items worth negotiating
4
Potential missing scope
3
Allowances requiring attention
5

Anonymised and lightly edited from a real review. Arden does not publish estimated savings figures — assessments are stated only where the supplied documents support them.

Top 3 Actions

What to do first

  1. 1Clarify millwork specifications before comparing pricing.
  2. 2Confirm whether electrical fixture costs are included or allowance-only.
  3. 3Ask whether exterior stone installation includes substrate preparation.

Pricing Findings

Every finding in the same structure.

Custom Cabinetry$47,500

Worth Clarifying

Arden's assessment

Pricing appears toward the upper end of the expected range for the described scope.

What's unclear

The quote says “custom cabinetry” but does not clearly specify cabinet-box construction, drawer hardware, interior finish, veneer species, number of internal accessories, or appliance-panel fabrication.

Why this matters

Different levels of cabinetry quality could satisfy the current wording, making it difficult to judge whether the price is actually competitive.

Recommended action

Clarify the specification before negotiating price.

Ask your contractor

Can you confirm the cabinet-box material, hardware series, veneer specification, interior finish and all accessories included in this price?

Interior painting — “as required”$38,900

Worth Clarifying

Arden's assessment

The scope line does not state the number of coats, primer, sheen, or whether trim and ceilings are included.

What's unclear

Priced in a plausible range for the square footage, but the wording leaves the finish level open.

Why this matters

Two painters reading this line could price it very differently, and the difference usually surfaces after the walls are up.

Recommended action

Have the paint specification written into the contract.

Ask your contractor

Can you confirm primer, number of finish coats, sheen by room, and whether trim, doors and ceilings are included at this price?

Electrical fixture supply

Fix Before Signing

Arden's assessment

Fixtures appear to be carried as an allowance while installation is priced as a fixed sum, and responsibility for supply is not stated.

What's unclear

This is the single largest ambiguity in the electrical section relative to its dollar value.

Why this matters

If fixtures are owner-supplied, a large cost sits outside this quote and outside your budget total.

Recommended action

Resolve supply responsibility in writing before signing.

Ask your contractor

Are decorative light fixtures included in your price, or are they owner-supplied? If included, what allowance value are you carrying?

Exterior stone installation$96,200

Worth Clarifying

Arden's assessment

The line references stone supply and setting but does not mention substrate preparation, drainage plane, or flashing.

What's unclear

Pricing looks consistent with the described area, assuming substrate is included — which the wording does not confirm.

Why this matters

Substrate work behind stone is expensive and difficult to add later, and it is a common change-order source.

Recommended action

Confirm what sits behind the stone, in writing.

Ask your contractor

Does this price include substrate preparation, drainage plane, flashing and any structural support required for the stone assembly?

General conditions and supervision$74,300

Worth Negotiating

Arden's assessment

Supervision appears as a line item and again inside the overhead-and-profit percentage applied to the full contract.

What's unclear

This may be an accounting convention rather than duplication, but it deserves a direct answer.

Why this matters

Where the same cost is carried twice, you may be paying for it twice across a long build.

Recommended action

Ask for supervision to be shown once, either as a line item or inside the fee.

Ask your contractor

Is site supervision included in both the supervision line item and the overhead-and-profit percentage? Can you show it once?

Integrated audio package$21,400

Worth Considering

Arden's assessment

A full hardware package is carried at a stage where only rough-in wiring is difficult to add later.

What's unclear

Rough-in now and defer the hardware keeps the option open without carrying the cost through the build.

Why this matters

Hardware can be added after occupancy at little penalty; wiring cannot.

Recommended action

Keep the rough-in; price the hardware separately later.

Ask your contractor

What is the cost to complete rough-in wiring only, with the hardware package priced as a separate later option?

Structural steel and framing$142,600

Looks Reasonable

Arden's assessment

Quantities and unit pricing are consistent with the structural drawings provided.

What's unclear

No action suggested on this line.

Why this matters

Knowing which large lines look sound tells you where not to spend your negotiating energy.

Recommended action

Accept as written.

Ask your contractor

Can you confirm the steel package is priced from the current structural drawing revision?

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Potential Missing Scope

Items that appear absent but may reasonably be expected.

Potential missing scope: Electrical connection for pool equipment

Electrical work does not appear clearly included in the supplied quote. Confirm whether it is being completed under another contract.

Potential missing scope: Window and door hardware finishing

Hardware appears in the specification set but not in the quote. Confirm whether it is supplied under this contract.

Potential missing scope: Final clean and construction waste removal

No line appears for final clean or disposal. Confirm whether this is included or excluded.

Allowance Watchlist

Where budgets usually move.

Plumbing fixtures$34,000Potentially lowThe specified fixtures in the design set appear to exceed this allowance at typical supply pricing.
Tile supply$14/sq ftWorth confirmingAsk whether the allowance covers the specified format and finish, and whether setting materials are included.
Landscape planting$60,000High uncertaintyNo planting plan is referenced, so the allowance is not tied to a defined scope.
Appliance package$48,000Appears reasonableAppears consistent with the appliance schedule provided.
Interior lighting fixtures$26,000Worth confirmingConfirm whether the allowance is supply-only and who carries the cost of decorative fixtures.

Value Engineering

Where saving makes sense

  • Cabinetry interiors can move to a lower-cost material without affecting the visible result.
  • Stone can be reduced to the front elevation only, with the return walls in a matching alternative.
  • Defer the audio hardware and keep the rough-in.

Where cutting cost may cause regret

Where to hold the line

  • Do not reduce the window package — replacement later is disproportionately expensive.
  • Do not trim substrate or waterproofing scope behind wet-area finishes.

Contractor Questions

Send these before you sign.

Each question is written to be copied straight into an email. The items below are the ones worth negotiating on this quote.

General conditions and supervision

Worth Negotiating

Is site supervision included in both the supervision line item and the overhead-and-profit percentage? Can you show it once?

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