Contractor quote review — $399

Is my contractor quote too high?

Most homeowners can't answer that, because a quote is written by the person being paid by it. Upload yours and we'll take it apart line by line: what looks reasonable, what looks high, what's missing, and exactly what to ask before you sign.

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Report excerpt

Quote-risk score: 6.5 / 10

Three allowances carry the majority of the risk in this quote. As written, the tile and millwork allowances are set below what the specified selections cost, which typically resurfaces later as change orders.

  • Appears high

    Demolition line at $18,400 for the described scope.

  • Possibly missing

    No line for waterproofing at the two new wet areas.

  • Ask the contractor

    “Which selections are the tile and millwork allowances based on, and what happens to the price if we hold the specified items?”

How we read a quote

Scope, allowances and exclusions are where the money moves.

Appears reasonable

Line items priced in line with how the trade normally quotes this scope.

Appears high

Items where the price is out of step with the work described.

Needs clarification

Language vague enough that two readings differ by thousands.

Possibly missing

Scope that has to happen but appears nowhere in the quote.

Low-value upgrades

Spend that improves the invoice more than the house.

Negotiation openings

Where the leverage actually is, and how to use it.

Sample findings — kitchen & bath remodel, $186,000 quote

Eight findings from one real-world quote review.

Anonymised and lightly edited. Every finding names the line, explains why it stands out, and quantifies what it means for you — nothing vague, nothing padded.

Appears high

Demolition & disposal — $18,400

Priced as a lump sum for a 240 sq ft gut with no structural removal. Comparable scopes in this market are typically quoted with 3–4 dumpster pulls and two days of labour.

What it means

Likely $6,000–$9,000 above scope

Possibly missing

Waterproofing at two new wet areas

The tile line references setting materials but no membrane, pan or curb assembly appears anywhere in the quote or exclusions.

What it means

Reappears later as a $3,500+ change order

Allowance risk

Tile allowance — $9/sq ft supplied

The specified selection in your design set retails at $22–$26/sq ft. The allowance is set roughly 60% below the design intent it is meant to cover.

What it means

Undisclosed gap of ~$4,800

Duplicated scope

General conditions + supervision

Supervision is billed at $4,200 as a line item and again inside the 18% overhead-and-profit calculation applied to the full contract.

What it means

Charged twice — ask for one or the other

Needs clarification

“Electrical as required”

No device count, no panel capacity note, no fixture supply responsibility. Two contractors reading this line would price it $11,000 apart.

What it means

Open-ended exposure until defined

Low-value upgrade

Integrated speaker package — $7,600

Sits outside the priorities you listed and returns little at resale in this segment. Rough-in wiring now and defer the hardware.

What it means

Defers ~$6,000 without losing the option

Terms to negotiate

50% deposit before mobilisation

Front-loads well beyond the material commitment at that stage. A 20% deposit with milestone draws is standard for a contract this size.

What it means

Reduces your money-at-risk by ~$40,000

Ask the contractor

Verbatim question to send

“Which selections are the tile and millwork allowances based on, and what happens to the price if we hold the items shown in the design set?”

What it means

Forces the gap into writing before you sign

Identified exposure on this quote: $24,000–$31,000

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